How to Play Baccarat
Baccarat is a classic casino card game that first originated in Europe. The object of the game is to reach a card count total that is as close to 9 as possible. You have the option of betting on the Banker hand winning, the Player hand winning, or a tie between the two. Two cards are dealt to both the Player and the Banker and depending upon the total value of the cards *(see table below), a third card might be dealt.
The cards are counted as follows:
- Aces count as 1
- Face cards count as 0
- All other cards count as their face value
For each hand, the card values are added. Only the last digit of the card total is used, so the hands all have values between 0 and 9. For example, a 2, 3, 9 would be counted as 4, not 14.
If the first two cards of either hand total 8 or 9, the hand is declared a natural’ and both hands stand. If only one hand has a natural, it automatically wins. If both hands are naturals and of the same value, the hands tie, else the hand with a 9 wins over the hand with an 8.
If the Player’s first 2 cards total 6 or more, then the Player will not be dealt any additional cards. If the Player’s first 2 cards total 5 or less, the Player will be dealt one additional card.
If the Player stands, then the Banker hits on a total of 5 or less.
If the Banker’s first 2 cards total 7 or more, then the Banker will not be dealt an additional card. If the Banker’s first 2 cards total 0, 1, or 2, then the Banker will be dealt an additional card. If the Banker’s first 2 cards total 3, 4, 5, or 6, the decision of whether the Banker will be dealt another card is determined by whether the Player was dealt a third card, and what the value of that card was.
|Point value of first two Player cards:|
|0, 1, 2, 3, 4, 5||Draws a card|
|8, 9||“Natural Hand” – no further draw|
|Point value of first two Banker cards:||Draws when the Player’s third card is:||Does not draw when the Player’s third card is:|
|0, 1, 2||Always draws a 3rd card||-|
|3||0, 1, 2, 3, 4, 5, 6, 7, 9||8|
|4||2, 3, 4, 5, 6, 7||0, 1, 8, 9|
|5||4, 5, 6, 7||0, 1, 2, 3, 8, 9|
|6||6, 7||0, 1, 2, 3, 4, 5, 8, 9|
|8, 9||“Natural Hand”
- no further draw
– no further draw
Note: It is important to remember that the determination of whether a third card is dealt to the Player or the Banker is dictated by the value of the first two cards dealt to each hand. You do not have a choice of whether to take these additional cards. The dealing of all of the cards is automatic once you start the game.
Determining Wager Placement and Amount
You can bet that the Player’s hand will win, the Banker’s hand will win, or that the game will result in a tie. If you win by betting on the Banker’s hand, there is a 5% commission on the winnings.
To start playing Baccarat, select the wager amount by clicking the desired chip denomination in the Meter Bar at the bottom of the game screen. Once a chip denomination is selected, it will appear slightly above the other chips. After selecting the chip denomination, click the betting box that corresponds to the hand you want to bet on, either the Banker, the Player, or that they will tie. Each click will increment the number of chips by one, in the selected denomination. To prevent the chip stack from growing too tall, chips in the stack will be consolidated’ when they reach the value of the next largest denomination.
Chips can also be removed from the stack by holding down the key while clicking on the chip. The chip values are removed in ascending order, for example, if you have a bet consisting of 1 chip, 5 chip, 25 chip, then clicking would remove the 1 chip first, then the 5 chip, and finally the 25 chip.
- If you want to remove ALL bets from the entire board in one step, you can do so by clicking the CLEAR button on the controls.
- If you want to play another hand with the same wager configuration, click the REBET button.
Remember: The chips represent a multiplier of the denomination in which the game is being played (for example, a 5 chip is worth five times the game’s denomination).
The current total of your bets are displayed on the controls status bar.
After the desired amount and placement of the wager has been set, click the DEAL button.
NOTES: After the DEAL button is clicked, no more wagers may be placed.
Your bet cannot exceed your available funds, or the table maximum. For example, if your current wager is 450, and you want to wager an additional 100, but the table limit is 500, then a bet of 50 would be added to bring the bet up to the maximum.
If you have reached the table maximum, but still try to place a larger wager, an onscreen message will indicate that the limit has been reached.
Similarly, if your wager does not meet or exceed the table minimum wager amount, the DEAL button will not be displayed until a sufficient wager is placed.
Malfunction voids all pays and play.
Only highest winner paid for each wagered hand.
Awards are shown in credits.
New decks are shuffled for each round of play; one deck is used for each hand.
Any chips that have been placed on LOSING positions on the table disappear instantly. Any chips that have been placed on the WINNING position on the table remain standing, and then stacks of chips representing the value of the award slide down from the area of the chip tray area (on the top of the playfield) to the winning position on the table. These chips hold in that position while your Paid meter increments up to the award amount, at which point the chip stacks disperse by sliding off the bottom of the playfield.
The Game Console provides information and access to additional features:
- Your current balance in your chosen currency
- Your total number of credits
- The denomination in which the game is being played. This represents the value of each credit.
The Meter Bar on the bottom of the game screen displays the denomination that the game is being played in, the number of credits paid if a win occurred, and the number of credits bet on the last/current proposition.